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Novembre 2024

Graphiques associés à la publication

Analyse taux des crédits immobiliers pour particuliers

Toutes les données présentées par l'Observatoire s'entendent hors rachats de prêts.

TAUX

Raw data
Date,Taux
T1-01,5.67
T2-01,5.48
T3-01,5.47
T4-01,5.25
T1-02,5.12
T2-02,5.13
T3-02,5.11
T4-02,4.88
T1-03,4.6
T2-03,4.33
T3-03,4.09
T4-03,4.14
T1-04,4.12
T2-04,3.97
T3-04,3.99
T4-04,3.86
T1-05,3.67
T2-05,3.58
T3-05,3.41
T4-05,3.4
T1-06,3.51
T2-06,3.67
T3-06,3.88
T4-06,3.9
T1-07,3.99
T2-07,4.1
T3-07,4.41
T4-07,4.64
T1-08,4.69
T2-08,4.69
T3-08,4.94
T4-08,5.07
T1-09,4.5
T2-09,4.17
T3-09,3.94
T4-09,3.8
T1-10,3.64
T2-10,3.46
T3-10,3.35
T4-10,3.28
T1-11,3.57
T2-11,3.83
T3-11,3.89
T4-11,3.88
T1-12,3.9
T2-12,3.67
T3-12,3.48
T4-12,3.25
T1-13,3.07
T2-13,2.94
T3-13,2.99
T4-13,3.07
T1-14,3.02
T2-14,2.8
T3-14,2.59
T4-14,2.38
T1-15,2.18
T2-15,2
T3-15,2.11
T4-15,2.17
T1-16,1.98
T2-16,1.67
T3-16,1.46
T4-16,1.34
T1-17,1.44
T2-17,1.53
T3-17,1.54
T4-17,1.51
T1-18,1.47
T2-18,1.45
T3-18,1.41
T4-18,1.42
T1-19,1.39
T2-19,1.28
T3-19,1.18
T4-19,1.11
janv-20,1.12
fevr-20,1.13
mars-20,1.14
avr-20,1.17
mai-20,1.25
juin-20,1.27
juil-20,1.24
aout-20,1.22
sept-20,1.21
oct-20,1.21
nov-20,1.19
dec-20,1.17
janv-21,1.13
fevr-21,1.1
mars-21,1.08
avr-21,1.06
mai-21,1.05
juin-21,1.05
juil-21,1.05
aout-21,1.04
sept-21,1.04
oct-21,1.03
nov-21,1.06
dec-21,1.06
janv-22,1.07
fevr-22,1.1
mars-22,1.18
avr-22,1.28
mai-22,1.39
juin-22,1.52
juil-22,1.69
aout-22,1.82
sept-22,1.9
oct-22,2.09
nov-22,2.26
dec-22,2.35
janv-23,2.62
fevr-23,2.83
mars-23,3.04
avr-23,3.16
mai-23,3.31
juin-23,3.45
juil-23,3.61
aout-23,3.78
sept-23,3.97
oct-23,4.09
nov-23,4.2
dec-23,4.2
janv-24,4.11
fevr-24,3.97
mars-24,3.88
avr-24,3.81
mai-24,3.73
juin-24,3.65
juil-24,3.64
aout-24,3.6
sept-24,3.54
oct-24,3.46
nov-24,3.37

Durées

Raw data
Date,Durées (en mois)
T1-01,161.2
T2-01,163.7
T3-01,163.3
T4-01,164.7
T1-02,167.8
T2-02,168.8
T3-02,170.2
T4-02,170.3
T1-03,173
T2-03,175.9
T3-03,175.9
T4-03,178.1
T1-04,179.1
T2-04,181.7
T3-04,182.9
T4-04,187.2
T1-05,190
T2-05,194.2
T3-05,197.4
T4-05,201
T1-06,203
T2-06,210.6
T3-06,210.6
T4-06,215
T1-07,218.9
T2-07,221.4
T3-07,222.7
T4-07,222.7
T1-08,221.8
T2-08,219.8
T3-08,218
T4-08,217.6
T1-09,216.3
T2-09,211.3
T3-09,213.5
T4-09,212.4
T1-10,211.2
T2-10,212.3
T3-10,209
T4-10,211.4
T1-11,213.4
T2-11,215.3
T3-11,215.8
T4-11,215.6
T1-12,205.9
T2-12,205.7
T3-12,208.1
T4-12,211.7
T1-13,203.8
T2-13,205.7
T3-13,208.4
T4-13,205.7
T1-14,200.5
T2-14,200.5
T3-14,207.8
T4-14,210.3
T1-15,213.8
T2-15,209
T3-15,208.9
T4-15,213.4
T1-16,211.3
T2-16,211.7
T3-16,212.8
T4-16,214.8
T1-17,212
T2-17,214.2
T3-17,216.9
T4-17,213
T1-18,215.4
T2-18,222.9
T3-18,221.3
T4-18,226.1
T1-19,228.9
T2-19,227.3
T3-19,227
T4-19,228.8
janv-20,228.3
fevr-20,228.8
mars-20,228.8
avr-20,231.2
mai-20,231.4
juin-20,231.3
juil-20,224.2
aout-20,230.8
sept-20,231.3
oct-20,235.6
nov-20,233.8
dec-20,231
janv-21,225.5
fevr-21,230.1
mars-21,234.6
avr-21,229.8
mai-21,237
juin-21,235.3
juil-21,236.9
aout-21,234.4
sept-21,234.7
oct-21,234.6
nov-21,242.2
dec-21,240.1
janv-22,241.4
fevr-22,239.2
mars-22,240.8
avr-22,238.5
mai-22,238.1
juin-22,239.3
juil-22,241.1
aout-22,242.3
sept-22,243.5
oct-22,245.7
nov-22,247.1
dec-22,248.3
janv-23,248.8
fevr-23,242.6
mars-23,241.4
avr-23,249.4
mai-23,248.6
juin-23,250.1
juil-23,249.8
aout-23,248.7
sept-23,248.1
oct-23,252.1
nov-23,247.4
dec-23,244.1
janv-24,245.4
fevr-24,245.6
mars-24,245.5
avr-24,242.9
mai-24,249.5
juin-24,247
juil-24,250.8
aout-24,248.7
sept-24,250.2
oct-24,248.2
nov-24,245

Activité production des crédits

Raw data
Date,Ensemble des marchés,Marché du neuf,Marché de l'ancien
janv-13,80.4,107.9,55.9
fevr-13,80.5,104.4,56.7
mars-13,81.7,103,58.9
avr-13,85.4,104.7,62.9
mai-13,87.6,104.3,65.7
juin-13,91.3,106.3,69.3
juil-13,95.7,109,73.2
aout-13,97.5,108.9,75.3
sept-13,98.2,108.7,76.3
oct-13,99,107.6,77.9
nov-13,98.3,102.1,77.9
dec-13,98.5,98.7,78.3
janv-14,99.7,101.5,79.2
fevr-14,99.8,102.5,79.3
mars-14,99.3,102.9,79
avr-14,98.4,103.3,78
mai-14,97.2,102.9,77.2
juin-14,95.2,101.7,75.5
juil-14,93,99.7,74.7
aout-14,92.4,99.1,74
sept-14,92,98.5,74.1
oct-14,91.9,99,73.8
nov-14,91.7,100.4,73.5
dec-14,92.3,101.8,74.1
janv-15,93.2,102.5,74.6
fevr-15,95.4,104.1,75.9
mars-15,97.4,106.3,77.3
avr-15,100.5,107.9,79.5
mai-15,103.8,110.3,82.3
juin-15,109.5,116.6,86.5
juil-15,114.5,121.6,90
aout-15,116.7,124.1,91.8
sept-15,119.9,128.1,94.1
oct-15,121.1,128.5,95
nov-15,121.6,126.6,96.3
dec-15,121.6,124.2,97
janv-16,121.4,125.3,96.6
fevr-16,121.2,127.5,96.3
mars-16,121.4,128.4,96.4
avr-16,120,129.1,95.4
mai-16,120,131.1,95.3
juin-16,118.3,130.1,94.5
juil-16,115.4,127.3,92.5
aout-16,114.9,126.7,92.1
sept-16,114.4,126.3,91.3
oct-16,114.3,126.6,91.2
nov-16,117.7,131.8,92.7
dec-16,121.4,137.5,94.3
janv-17,123.7,137.9,95.9
fevr-17,125.2,138,97
mars-17,127.3,139.4,98.6
avr-17,126.9,137.5,98.3
mai-17,126.9,136.2,98.7
juin-17,126.6,135.2,98.4
juil-17,125.4,133.8,98
aout-17,125.5,133.6,98.6
sept-17,124.8,133,98.5
oct-17,123.9,133.1,97.7
nov-17,123,136.3,97.3
dec-17,120.4,133.1,96.3
janv-18,118.8,131.7,96
fevr-18,117.8,130.9,95.9
mars-18,115,129,94.1
avr-18,115.4,129.9,95.2
mai-18,115.8,130.5,95.6
juin-18,115.8,130.6,96.3
juil-18,116.5,131.5,97.3
aout-18,116.2,130.8,96.9
sept-18,115.5,130,96.9
oct-18,116.6,131.4,98.1
nov-18,116.5,128.7,98.8
dec-18,115.8,127.7,99
janv-19,116.2,129.4,99.5
fevr-19,118.2,132.7,99.9
mars-19,120.1,135,101.7
avr-19,121,137.2,102.8
mai-19,121.3,138.3,103.9
juin-19,119.8,136.5,103.8
juil-19,120.4,137.1,105.2
aout-19,120.6,137.7,106.6
sept-19,121.9,138.2,108.2
oct-19,122.9,138.6,109.6
nov-19,122.7,137,109.6
dec-19,122.2,136.2,109.3
janv-20,121.8,134.6,109.6
fevr-20,120.8,132,109.9
mars-20,117.9,126.9,108.1
avr-20,112.7,119.8,103.8
mai-20,106.7,113.2,97
juin-20,105.7,112.1,95
juil-20,104.6,109.9,96.8
aout-20,103.8,107.5,97.6
sept-20,103.8,106.8,100
oct-20,102.5,104.4,100
nov-20,100.6,101.1,99.7
dec-20,100,100,100
janv-21,98.5,98.5,99
fevr-21,96.9,96.3,98.3
mars-21,99.4,98.6,101.1
avr-21,102.9,101.8,105.6
mai-21,106.5,105.1,111.3
juin-21,107.2,104.6,113.5
juil-21,106.5,104,109.9
aout-21,106.1,104.2,107.2
sept-21,105.2,103.8,104.4
oct-21,103.7,102,102.3
nov-21,103.1,101.2,100.6
dec-21,103.8,102.1,100.7
janv-22,104.1,102,100
fevr-22,104.2,101.9,99.5
mars-22,102.4,100.7,96.7
avr-22,101.7,99.8,94.5
mai-22,100.8,98.3,92.2
juin-22,99.8,97.8,89.6
juil-22,98.2,96.6,87
aout-22,96.1,94.1,85.7
sept-22,93.1,90.6,82.9
oct-22,90.1,87.5,80.6
nov-22,86.5,83.5,78.2
dec-22,82.5,79.7,74.8
janv-23,79.9,77.7,72.6
fevr-23,75.5,73.5,69.4
mars-23,72.5,70.2,66.5
avr-23,68.1,66.2,63
mai-23,64.2,63,59.9
juin-23,59,58,55.1
juil-23,55.2,54,52.4
aout-23,54.3,53.5,51
sept-23,52.7,52.3,49.1
oct-23,51.2,51.1,47.3
nov-23,50.9,51.4,46.1
dec-23,49.9,50.4,44.8
janv-24,48.1,48.6,42.8
fevr-24,48,48.9,42.4
mars-24,46.9,47.8,41.8
avr-24,46.6,47.7,41.3
mai-24,48.7,50.9,41
juin-24,51.7,54.7,42.4
juil-24,53.9,57.9,43.6
aout-24,54.6,59,43.7
sept-24,55.7,60.7,44.4
oct-24,58.6,64.5,46.2
nov-24,61.2,68.2,47.1

COÛT RELATIF MOYEN

L’indicateur de solvabilité de la demande